It’s often represented as “the most wonderful time of the year” but for many, Christmas can be an extremely difficult time. Money worries, anxiety, loneliness, grief, difficult family relationships – these are just a few of the issues people tackle during this time of year

This time last year, life as I knew it seemed gone. I literally was losing the will to live.
While not completely recovered, I’m grateful for what came out of it, especially the real act of forgiveness (both to and from).

Please email me ( if you need to have a conversation with someone who understands it can be most challenging now. Any non-investment discussion is welcomed.

This is my way of paying it forward for all those who came to my aid in my darkest hours.
God loves you and so do I.