
In my 41+ years in and around the financial arena, I have never been more concern about how most in the financial services industry and the financial media tied to their hips, are blatantly ignoring severe economic, social, and political factors that could greatly cause serious harm to many investors and Americans alike. They’re “partying like it’s 1929”
#1 -We’re about to swing the other way:
#2 Lack of real professional investment experience
#3, #4 and #5 Passive Funds, Investment Performance, and Dark Pools


#6 Debt Crisis:
If “TOUT-TV”(CNBC) even mentions it, you know it’s time to worry:
#7 Retirement Crisis – The retirement crisis in America is characterized by a majority of Americans lacking sufficient savings, rising financial insecurity for older adults, and the potential collapse of Social Security benefits, all compounded by the elimination of private pensions and increased healthcare costs. Factors contributing to this include limited access to workplace retirement plans, insufficient savings for most Americans, and a growing population living longer with less financial stability. This has led to more people needing to work past the traditional retirement age, with many expecting to fall short of their financial goals.
- America’s Retirement Crisis Hits a Breaking Point
- More than Half of Americans Have Less Than $10,000 Saved While Only 0.1% Hold $5 Million Plus
- Addressing the Nation’s Retirement Crisis: The 80%
- The Retirement Crisis: 6 Uncomfortable Truths for Aging Americans
# 8 Aging Crisis
- The Aging And Disability Crisis We Can’t Afford To Ignore
- The Global Aging Crisis Demands Urgent Action Beyond Economics
#9 Infrastructure Crisis ‘Risk Of Collapse’ Evaluation Ordered For 2 NJ Bridges 5 in Philadelphia area to be evaluated for collapse risk
#10 Natural Disaster Costs Crisis
U.S. economic losses from natural disasters reached $218 billion in 2024, topping global average
#11 Political Divide
#12 Islamic Takeover and Dominance
This is the most politically incorrect of the twelve, but is quickly becoming one of the most concerning!
Simply put, I am –

